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Drug Recovery: How to Cover the Cost

Drug addiction remains to be one of the most common health concerns in the United States, affecting 20 million people. Data from the National Institute on Drug Abuse (NIDA) suggests that drug use accounts for $18 billion annual expense in the community due to its impact on health and productivity.

Many people think that anyone who gets addicted to drug can simply stop anytime he or she wants, like it simply calls for willpower and motivation. But the sad reality is that drug addiction is a chronic disease, and that quitting takes more than strong will and good intentions.

The only way a person can overcome drug addiction is to get treated. Relapse is common among people who undergo drug rehabilitation. But that doesn’t mean that the treatment didn’t work. As with any other chronic health problems, full recovery can be a long and challenging journey. It is often adjusted based on how a person responds to it and modified to fit the patient’s changing needs.

Recovery Options

Individuals who are determined to overcome their drug addiction problems have several treatment options, including private and luxury recovery programs. These programs are more desirable for anyone seeking privacy and provide a more comprehensive approach to treatment than government-funded programs. Luxury centers even go further by providing top amenities and services to patients. For instance, their meals can be custom-designed to address their dietary needs, and patients have access to luxury services such as spa treatments, massage, concierge, and others in a resort-type setting.

But of course, all these correspond to a certain cost. Most insurance plans will not be able to fully cover the cost of private recovery treatments, but considering that you are more likely to succeed in this kind of environment, it may worth spending from your own pocket. Anyway, there are several means to get the financing you need to support yourself or a loved one undergoing treatment – from short-term loans like cash advance online to borrowing from family and friends, crowdfunding, and seeking help from non-profit organizations.

What to Expect

More than the perks and privileges, the treatment programs provided by private and luxury recovery centers involve evidence-based approaches. Of course, there is medication-assisted treatment intervention, counseling, and cognitive-behavioral therapy. They also use the Matrix Model technique which is used to treat stimulant-use disorders, as well as contingency management that involves incentives and tangible rewards that reinforce recovery.

Furthermore, it is common for people who abuse drugs to have significant mental health issues, which doctors refer to as ‘dual diagnosis or co-occurring disorder'. In private centers, patients receive personalized treatments and coaching sessions to better resolve their addiction problems and tackle any mental health issue that trigger them to engage in substance abuse.

Ways to Cover the Cost of Treatment

If you lack fund to support private or luxury rehabilitation programs, don’t lose hope. There are several ways to get the financing you need to undergo quality treatment and obtain full recovery.

Personal Loans – depending on how much you need, you will find many different types of personal loans available for you. However, you need to take time comparing deals so as you don’t get stabbed by staggering interest rates. Look for loans that give you flexibility as to the payment terms.

Friends and Family – during this very difficult time, the best people to turn to are your friends and family. More than the moral support and motivation, some would be more than willing to lend you money especially if you show a genuine desire to get better. Let them pay the rehab center directly so they would have peace of mind that their money will indeed go to your treatment.

Crowdfunding – there are various crowdfunding sites where you can get help from people in and out of your community. You will be surprised that there are a lot of them who are willing to help even if they don’t personally know you.

But before resorting to these, you first want to exhaust your personal means to get the money you need for the treatment. That includes your personal savings. Also, verify with your health insurance provider if they are able to cover part of your treatment expenses, and how much exactly. You can also search for organizations that offer financial assistance in the form of ‘grants’ or even ‘free treatments’ to drug-dependent individuals who are determined to get better.

Final Words

Out of the millions of Americans who suffer from drug abuse, only 11% get treated. Apart from the fear of unknown and embarrassment, one of the major reasons why is the high cost of treatments. But just like any other chronic disease, drug addiction needs proper medical attention. Thankfully, there are several ways to cover the cost, as mentioned in this post. Hopefully, you or your loved one can achieve full recovery and get your life back again.

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